Payout API and Bulk Payout Solution for Business

Send payments to any bank account numbers or UPI VPAs with fund transfer APIs and bulk file upload

Real-time fund transfer Payout APIs & Bulk Payout Outstanding support

Payout APIs to transfer

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Products

Payout API

Complete payout solution for bank account transfer, UPI Payout.

 

Bank Account Verification - API

Real transfer bank account verification APIs.

 

BBPS Biller

Complete BBPS biller solution to collect bill payments from customers.

 

BBPS Biller - B2B Payments

Complete solution to collect B2B invoice payments from business customers.

 

Payout Pricing

IMPS / NEFT Payout Pricing

  • Fund Transfer APIs for Bank Account
  • NEFT / RTGS 2
  • IMPS Below 999 2
  • IMPS Below 25,000 5
  • IMPS Above 25,000 9
 

UPI Payout Pricing

  • Fund Transfer APIs for UPI VPAs
  • UPI Below 999 4
  • UPI Below 25,000 7
  • UPI Above 25,000 10
 

Enterprise Payout Pricing

  • More than 50,000 payouts per month
  • Customised pricing plan based on volume

Features

REST APIs

Developer friendly REST APIs to get started, Call fund transfer API and know the fund transfer status by calling Status API.

Webhook

Get 24 X 7 notification via webhook for every payout transaction status.

Bulk File Upload

Zero integration, Start using our payout with bulk file upload.

No Beneficiary Addition

Send payments without any delays, not required to add beneficiary, no cooling period send instantly with payout API or bulk payout file upload

Real Time Payment

Send payments in real time even on bank holidays and Sundays with IMPS payouts and UPI payouts.

Payment Status

Get Payment status in everywhere API, webhook notifications and Dashboard

Search

Find anything in seconds, search by request Id, UTR, remitter account number, reference number…

Logins

Manage multiple logins, create/deactivate/reset as much as logins you want.

Roles and Access Control

Control your dashboard access by roles based access, give limited access or selected access of full access to logins.

Approval and Workflows

Define your payment approval process with simple or multiple logins with makers and checkers.

Dashboard Security

Enable security features such as IP whitelisting, multi login, role based access, transaction password, two factor authentication, maker checker and more

API Security

Enable security features such as server IP whitelisting, multiple authorization types, signed request, HTTPS-Only Mode and more.

Duplicate Payment Prevention

Industry first feature to prevent duplicate payment with intelligent duplicate file checker mechanism and other options to prevent duplicate payments.

Fraud Detection

Our battle tested rules help prevent fraud payments to suspicious accounts and black listed accounts.

Reports

Reports what you need complete statement, daily reports, monthly reports, date range statement, reports by payment status and more

Notifications

Get notified about available balance, threshold limit , insufficient balance error, webhook failure notification and more

How Payout Works

Payout is simple as 1 2 3

Load funds to the Payout account in IMPS/ NEFT/ RTGS mode.

1

Do payouts using Payout API or Bulk payout file upload

2

Get the payment status everywhere like API / Webhook / Dashboard

3

It is very simple as told,

Payout APIs

Simple fund transfer APIs to automate your payouts flow

FUND TRANSFER API

Call Fund transfer API with the unique request id, beneficiary details, mode and amount.

Fund Transfer API Request

{

   "requestId" :   "pout202008260002",

   "beneficiaryName" :   "Demo Company",

   "accountNo" :   "900900900900",

   "ifscCode" :   "UTIB0002951",

   "amount" :   5000,

   "mode" :   "IMPS ",

   "purpose" :   "For Invoice 20220200789 ",

}

STATUS API

Call the status API with request id to know the fund transfer status

Fund Transfer Status API Response

{

   "code" :   200,

   "message" :   "success",

   "data" : {  

"requestId" :   "pout202008260002",

"ReferenceNo" :   "PTV2d3vBs9O5bA3SefIYehOjcurx7u",

"accountNo" :   "900900900900",

"ifscCode" :   "UTIB0002951",

"amount" :   5000,

"fee" :   5,

"tax" :   90,

"totalFee" :   5.9,

"mode" :   "IMPS",

"purpose" :   "For Invoice 20220200789",

"utrNumber" :   "24110980363",

"statusCode" :   "SUCCESS",

"status" :   "Success",

"errorDescription" :   ""

}

}

GET NOTIFIED

We also support automatic real time notification about every payment transaction status to your system via webhook.

  • Fully working Sandbox Environment REST API Postman Collection

Bulk File Upload

Upload File and approve

 
Bulk Upload
  • Simple Approval or multi user approval workflow
  • Duplicate File checker mechanism (Industry first)
  • Multi factor authentication
  • Maker-checker
bulk payouts file upload
 

Use Cases

Vendor Payments

Make vendor payments or supplier payments easily with bulk file upload or API without beneficiary registration requirements.

Online Payment Refunds

Initiate instant refunds to customer’s UPI handle or bank account number.

Cashback and Rewards

Issue cashbacks or rewards directly to your customer’s bank account or UPI VPA .

Split Settlement

For marketplace or service aggregator split payments scenarios use our payout APIs to automate split payments.

Salary Disbursement

Pay salary or wages on time to employees, delivery partners, service partners, business partners, etc…

Bank Account Verification

Verify bank accounts in real-time using API, Get real beneficiary owner name as per bank records.

COD Refunds

Easily manage cash on delivery refunds to customer’s bank account number or UPI handle

Industry

Payout used in this following industries

E-commerce

Quick commerce

Marketplace

Service Aggregator

Hyper local delivery

Ride hailing service

Agritech

B2B Business

NBFC

Insurance

Payment gateways

Other

Payout Payment Methods

upi imps neft
Bank Account Transfer

Fund Transfer APIs support NEFT / RTGS / IMPS modes

UPI Payouts / UPI Refunds

UPI Fund transfer APIs support instant refunds and payouts to any UPI handle

Payout FAQ

What is Payout API?

Payout API is a REST API that allows transfer funds to any bank account number (India bank accounts only) or any UPI handle.

Using the Bulk Payout feature, authenticated users can upload all payout details as a single file and upload & approve payment in bulk from the web dashboard

  • IMPS
  • UPI
  • NEFT
  • RTGS

Yes, Using our API or our Dashboard you can send payments to any Bank accounts in India.

Yes, Using our API or our Dashboard you can send payments to any UPI handles, the UPI handle may belongs to PhonePe, gPay or PayTM, AmazonPay or BHIM

Yes, IMPS and UPI payment methods works on 24X7, In case of NEFT / RTGS payments processed on next bank working day Example If Today is Sunday the payout initiated will be sent by Next working day (monday morning).

Yes, we provide a web based dashboard to review your payouts, also we provide statement, search, daily and monthly reports and other insightful reports to view and download.

Integration is very simple, we provide REST APIs and webhooks, with a fully working sandbox environment for your development and testing, so you can test fund transfer APIs in our sandbox environment and make the go-live process easier.

Yes, we provide a fully working sandbox environment with API and web based dashboard for development and testing, Able to simulate a test transaction as success or failure or other possible status. We also provide Postman collection, 1:1 developer call and code samples to get started.

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